5 Best Pet Insurance Companies In Canada

May 29, 2023
Annette Thompson

Hey there! You’re in the right place. Are you looking for the best pet insurance companies in Canada?

Finding quality pet insurance can be daunting, but with our help, we’ll ensure your furry friend is covered. We’ve taken the time to research five of the top pet insurance companies in Canada, so you don’t have to.

From Petsecure to 24PetWatch, these providers offer everything from comprehensive coverage to custom plans that fit your budget and lifestyle. Read on to find out which is right for you and your pet!

Petsecure Pet Insurance

Are you looking for a reliable pet insurance provider? Check out Petsecure – they offer comprehensive coverage and excellent customer service!

From accident-only plans to full-service policies, Petsecure covers it all. They offer a range of options for your pet’s health coverage and can help you get the best value. With their policy, you won’t have to worry about unexpected veterinary costs. They provide peace of mind knowing that their medical expenses will be covered if something happens to your beloved pet.

Petsecure stands out from other providers with its excellent customer service. Their dedicated team is available 24/7 to answer any questions or concerns you might have about your policy. Plus, they provide helpful resources on their website so you can easily understand the details of each plan before making a decision. You’ll also find tips on keeping your pet healthy and safe and choosing the right vet.

Regarding finding an insurer that offers quality coverage and exceptional customer service, Petsecure is a great choice!

They provide various levels of protection for your furry family member and ensure that their customers are cared for every step of the way. With competitive rates and trustworthy coverage plans, they’re here to ensure that no matter what happens with your pet, you won’t be left to pay expensive bills alone!

Petplan Pet Insurance

With Petplan, you’ll surely get coverage that’ll put your mind at ease! Petplan has everything if you want cost comparison, coverage options, etc.

Here’s what makes this one of the best pet insurance companies in Canada:

  1. They offer customized coverage options that can adjust your plan as needed.
  2. You can choose from various deductible and reimbursement percentages to find the right balance between budget and protection for your pet’s needs.
  3. Plus, they provide 24/7 veterinary advice helpline access for any questions or concerns regarding your pet’s health care.

Petplan also ensures its customers can access affordable coverage without hidden fees or surprises on their bills. They have competitive prices and cover up to 90% of eligible vet bills — meaning when it comes time for unexpected medical costs, you won’t be stuck footing the entire bill yourself!

What’s more? All plans come with free wellness rewards that allow you to save on routine care expenses like vaccinations, flea/tick treatments, and more!

No matter what kind of protection you need for your furry friend, Petplan is here to ensure they are well taken care of without breaking the bank!

Trupanion Pet Insurance

If you’re looking for a pet insurance provider that’ll have your back when it comes to those unplanned vet bills, Trupanion is a perfect choice. With Trupanion, you can choose coverage tailored to your individual pet’s needs and budget. Plus, their claims process is simple, so you won’t have to worry about complications when submitting a claim.

Comprehensive CoverageExpensive premiums
Speedy Claims ProcessNot available in all states or provinces
Easy-to-Understand PlansLimited breed coverage options

When selecting a pet insurance plan, it’s essential to consider the benefits and shortcomings of different companies. While Trupanion may be more expensive than other options on the market, they offer comprehensive coverage with low deductibles and an easy-to-understand claims process that simplifies filing for reimbursement. Additionally, they provide speedy rebates, so you don’t have to wait weeks or months for your money back. Unfortunately, they are unavailable in some states or provinces and may not cover certain breeds of pets due to pre-existing conditions.

Overall, Trupanion provides peace of mind knowing that if your pet ever gets sick or injured unexpectedly, you won’t be stuck with substantial vet bills—which means one less thing for busy pet parents to worry about!

Pettine Pet Insurance

Get the protection you need for your furry friend with Petline! They ensure you’re always covered with their comprehensive coverage and straightforward claims process.

They offer vet care coverage and accident coverage, both of which can be customized to fit your pet’s needs. Plus, their customer service team is always available to answer questions or provide assistance.

With Petline, you can:

  • Get reimbursed quickly for covered treatments
  • Receive discounts on preventative care such as vaccinations and flea/tick control products
  • Have access to emergency medical expense benefits if necessary
  • Receive a personalized quote in minutes

You can feel confident that your pet is getting the best possible coverage at an affordable price with Petline. They understand how important it is to have peace of mind knowing that your beloved companion is well taken care of – from routine checkups to unexpected medical expenses.

Whether it’s cats, dogs, or exotic animals, Petline has plans tailored specifically for each, so you know you are getting the most out of your policy.

24PetWatch Pet Insurance

PetWatch provides comprehensive coverage for your furry family members, so you can rest assured they’re getting the protection they need at an affordable price. PetWatch offers a variety of insured benefits and veterinary costs, including annual checkups, vaccinations, dental care, and much more.

Insured BenefitsVeterinary Costs
Annual CheckupsVaccinations
Dental CareSpay/Neuter
Emergency VisitsDiagnostics
Genetic TestingSurgery

In addition to these insured benefits and veterinary costs, PetWatch also covers alternative treatments such as acupuncture or physiotherapy. You can even customize your policy to fit your pet’s specific needs. You may be eligible for additional discounts like multi-pet discounts or loyalty rewards programs depending on your chosen procedure.

All this makes PetWatch one of Canada’s best pet insurance companies for all your furry family members’ needs! With excellent customer service and a commitment to providing sound advice and guidance throughout every step of the process, PetWatch is here to help make sure that your pet has access to all the care they need while keeping it within budget – giving you peace of mind that you have chosen one of the best pet insurance companies in Canada.

Frequently Asked Questions

What is the difference between accident and illness coverage?

Regarding pet insurance, accident, and illness coverage are two of the most important things to consider.

Accident coverage helps cover vet bills if your pet is injured in an accident.

Illness coverage helps with emergency care if your pet becomes ill.

Both types of coverage can help you save money on vet bills and provide peace of mind that you won’t be stuck with a massive bill if something unexpected happens.

With both types of coverage, you can rest easy knowing that your furry friend will get the best care possible without breaking the bank.

Are pre-existing conditions covered?

Regarding pet insurance, one important factor is whether pre-existing conditions are covered. Unfortunately, not all pet insurance providers cover vet visits and pet diagnoses for situations diagnosed or treated before obtaining the policy.

It’s always best to thoroughly review your policy to confirm whether pre-existing conditions are included in the coverage before signing up. This way, you can be sure that any future vet visits and pet diagnoses related to a pre-existing condition will be taken care of financially.

Is there a limit to how much the pet insurance will pay out?

You’re searching for the perfect pet insurance that won’t leave you in the lurch if your furry friend needs medical attention.

When understanding how much a pet insurance company will pay out, you want to look at annual limits and the claim process.

Think of it like a game of tug-of-war: the insurer will only pay out up to their set limit, no matter how hard you pull.

That’s why it’s essential to research an insurer that offers good coverage; otherwise, you could be left with a hefty bill if your pet needs extensive care.

Are there any age restrictions for purchasing pet insurance?

When it comes to purchasing pet insurance, there are certain age restrictions. Generally speaking, most companies won’t offer coverage for pets over 8 or 9 years of age, as vet costs can get prohibitive.

Additionally, some companies may have younger age limitations and require your pet to be at least six months old to qualify for coverage. Understanding these restrictions before buying a policy is essential to ensure your pet is eligible for the best care while protecting yourself from steep vet bills.

Are there any discounts available for multiple pets?

If you have multiple pets, you may be eligible for discounts on pet insurance.

Depending on the company, different discounts are available when purchasing coverage for multiple pets.

Some companies offer a multi-pet discount as an incentive to ensure all of your furry friends are under one policy.

Other companies may also give additional discounts based on the number of animals you insure.

Check with the various pet insurance companies and see what kind of savings they can provide if you have more than one pet.


When it comes to ensuring the health and well-being of your beloved furry companions, choosing the best pet insurance company in Canada is crucial. As we at Bone Voyage Dog Rescue understand the importance of providing comprehensive care for our rescued dogs, we also recognize the significance of reliable pet insurance.

After thorough research and evaluation, we have compiled a list of Canada’s top pet insurance companies. These companies offer a range of coverage options, competitive pricing, and excellent customer service.

By investing in a reputable pet insurance provider, you can have peace of mind knowing that your furry friend’s medical expenses will be covered in times of need.

However, it’s important to note that while pet insurance can be a valuable investment, it should not substitute for responsible pet ownership. We encourage you to consider adopting a dog from Bone Voyage Dog Rescue, where you can provide a loving home for a deserving companion.

Adopting a rescue dog, you save a life and experience the unconditional love and loyalty these incredible animals offer. Visit Bone Voyage Dog Rescue today and embark on a life-changing journey with your new best friend. Together, let’s create a brighter future for dogs in need.

Help them have their forever home

We fly dogs to Vancouver, Montreal, Toronto, Seattle, Portland, plus any other city we have a flight angel for.